RT info:eu-repo/semantics/article
T1 Fixed vs. adjustable-rate mortgages and attention
A1 González Fernández, Marcos
A1 Sáez Trujillo, Francisco José
A1 González Velasco, María del Carmen
A2 Economia Financiera y Contabilidad
K1 Finanzas
K1 Mortgage market
K1 Attention
K1 Fixed-Rate
K1 Afjustable-Rate
K1 Google data
AB [EN] The aim of this paper is to analyze the attention of households to fixed-rate and adjustable-rate mortgage loans depending on the evolution of interest rates. We hypothesize that a high level of general interest rates would lead to a higher attention to adjustable-rate mortgages. Using Google Trends tool to capture this attention, we demonstrate using VAR models that upsurges in interest rates precede a larger attention on Google searches related to adjustable-rate mortgages, but not for fixed-rate mortgages.
PB Elsevier
SN 1544-6123
LK https://hdl.handle.net/10612/18558
UL https://hdl.handle.net/10612/18558
NO González-Fernández, M., Sáez Trujillo, F. J., y González-Velasco, C. (2024). Fixed vs. adjustable-rate mortgages and attention. Finance Research Letters, 105150. https://doi.org/10.1016/j.frl.2024.105150
DS BULERIA. Repositorio Institucional de la Universidad de León
RD 17-may-2024